What a gorgeous day! You're driving down the highway without a care in the world, you've got the top down and your Audrey Hepburn sunglasses and scarf on and you're belting out "Walking on Sunshine", when all of a sudden- smash! The BMW in front of you has had the nerve to kick up some stones and one of them has left a crack in your windscreen. Now, before you think you'll need to sell your soul for mobile windshield repair in Surrey, BC - make sure you have all the facts at your fingertips.
Any damage to your windscreen should be repaired sooner rather than later. If left for too long, cracks may get worse, making the glass weaker and more often than not, resulting in a more expensive repair. The difference between a chip and a crack is that a chip is a small break in the glass caused by a stone or something similar hitting it.
Before submitting your claim to the insurer, check that the actual cost of fixing the item isn't less than your deductible (sometimes called an excess). For example, if a procedure costs $250 and your deductible is $300, there is no point in claiming, because you are liable for the first $300 of the fixing procedure.
As claims go onto your insurance record and could impact your premiums at increase time, consider whether it would be worth it to claim. For example: the repair will cost $250 and your deductible is $230. This means that the insurer will only pay $20. Would that additional $20 actually be worth it? The more you claim, the more of a risk you are deemed to be, which means that your premiums will increase at your next policy renewal.
As the process that involves fixing the cracks is more extensive, the size of the crack, the duration since the crack occurred and the location of the crack need to be taken into account. If it is relatively small, it can be repaired, but if there is more than one crack the windscreen should be pre- placed. A technician will also be able to tell you whether a crack was caused by stress, indicating a defective windscreen or a problem with the car frame!
Even after a repair, you might still be able to detect evidence of a crack in your glass. The repaired spot may look like a smear or a smudge on the glass. If this is directly in the way of the driver's sight, it may be a better idea to replace rather than repair.
Also, if the damage is near the edge of the windshield, simply repairing it may affect the integrity of the glass. Damage on the interior windscreen can't be fixed and neither can holes which have gone through both glass layers. Cracks that aren't repaired sooner rather than later will collect dust and may make the crack worse.
Also note that there have been some companies who could claim multiple windscreen replacements from your insurer, under your policy, without your knowledge! This could end up in you losing your insurance for making false claims! So, with all this information at your disposal, make sure you chat to your insurer first if you need to claim for a windshield repair in Surrey, BC.
Any damage to your windscreen should be repaired sooner rather than later. If left for too long, cracks may get worse, making the glass weaker and more often than not, resulting in a more expensive repair. The difference between a chip and a crack is that a chip is a small break in the glass caused by a stone or something similar hitting it.
Before submitting your claim to the insurer, check that the actual cost of fixing the item isn't less than your deductible (sometimes called an excess). For example, if a procedure costs $250 and your deductible is $300, there is no point in claiming, because you are liable for the first $300 of the fixing procedure.
As claims go onto your insurance record and could impact your premiums at increase time, consider whether it would be worth it to claim. For example: the repair will cost $250 and your deductible is $230. This means that the insurer will only pay $20. Would that additional $20 actually be worth it? The more you claim, the more of a risk you are deemed to be, which means that your premiums will increase at your next policy renewal.
As the process that involves fixing the cracks is more extensive, the size of the crack, the duration since the crack occurred and the location of the crack need to be taken into account. If it is relatively small, it can be repaired, but if there is more than one crack the windscreen should be pre- placed. A technician will also be able to tell you whether a crack was caused by stress, indicating a defective windscreen or a problem with the car frame!
Even after a repair, you might still be able to detect evidence of a crack in your glass. The repaired spot may look like a smear or a smudge on the glass. If this is directly in the way of the driver's sight, it may be a better idea to replace rather than repair.
Also, if the damage is near the edge of the windshield, simply repairing it may affect the integrity of the glass. Damage on the interior windscreen can't be fixed and neither can holes which have gone through both glass layers. Cracks that aren't repaired sooner rather than later will collect dust and may make the crack worse.
Also note that there have been some companies who could claim multiple windscreen replacements from your insurer, under your policy, without your knowledge! This could end up in you losing your insurance for making false claims! So, with all this information at your disposal, make sure you chat to your insurer first if you need to claim for a windshield repair in Surrey, BC.
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